Question 1

I just got a Notice of Default. How much time do I really have?

Accepted Answer

Less than most states would give you. In Texas, a lender generally must give you 20 days to cure the default, then at least 21 days' notice of the sale itself — and sales happen the first Tuesday of each month. Call us the day a notice arrives and we'll map your exact timeline, free.

Question 2

Can you actually stop a foreclosure?

Accepted Answer

Often, yes — but the honest answer depends on how close the sale date is and what the numbers look like. Reinstatement, a negotiated payoff, a loan acquisition, or a fast sale can each end a foreclosure when they're started in time. If we genuinely can't help, we'll tell you that too.

Question 3

What does your help cost?

Accepted Answer

Nothing, ever. The case review is free, the written plan is free, and there are no fees at any point. We make our money when we buy a house or acquire a loan — never from the homeowner. The FTC warns that demanding upfront fees is the surest sign of a foreclosure rescue scam.

Question 4

What exactly is a loan acquisition?

Accepted Answer

Sometimes the problem isn't the house — it's the loan. In a loan acquisition, we work with the lender or note holder to purchase or pay off the mortgage note itself. That can unlock options an ordinary sale can't: restructured terms, more time, or a clean release.

Question 5

Do I have to sell my house?

Accepted Answer

No. Selling is one tool, not the plan. Depending on your equity, your loan, and your timeline, the right answer might be reinstatement, a payoff we negotiate, a loan acquisition, or a sale. We lay out every realistic path in writing, and you choose.

Question 6

Will this hurt my credit?

Accepted Answer

Everyone's file is different, and we're not credit counselors — but a completed foreclosure is one of the most damaging marks a credit report can carry, and it can linger for up to 7 years. Resolving the debt before the sale is almost always the softer landing.

Question 7

Do you still buy houses for cash?

Accepted Answer

Yes — that's where we started. When selling is the right move, we buy as-is: no repairs, no fees, no commissions, and we pay closing costs. We can close in as few as 7 days when a sale date is bearing down.

Question 8

What parts of Texas do you cover?

Accepted Answer

All of them — Houston, Dallas–Fort Worth, Austin, San Antonio, El Paso, and every small town and rural county in between. Texas foreclosure law is the same statewide, and we work all 254 counties.

Question 9

I hold a mortgage note. Do you buy loans?

Accepted Answer

Yes. We acquire residential notes across Texas — performing, sub-performing, and non-performing, including seller-financed and owner-carry notes. Single assets or small pools, with quick diligence and a cash close.

Question 10

Are you attorneys or a government program?

Accepted Answer

Neither — we're a private, family-owned Texas real estate investment company, and honest players say so plainly. We're not a law firm, credit counselor, or government agency. You can always pair our help with a HUD-approved housing counselor (800-569-4287); the good ones are free too.

Questions, answered

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